Regardless of how many health problems it causes, regardless of how nasty it makes clothes, hair, homes, and breath smell, and regardless of how difficult it is to quit once started, people continue to smoke.

Smoking carries a certain dark cloud over the smoker’s head – and it’s not the cloud of smoke from the last cigarette. It’s the cloud of untimely death. Everyone is going to die, but people who engage in dangerous activities and habits that are known to cause death, such as smoking, are at a greater risk for dying before they would had they not started smoking.

Smoking Quit Tips…

Life insurance companies see the dark cloud that follows smokers around, too. That’s why it sometimes seems impossible for smokers to purchase life insurance policies. It’s difficult enough for people with health problems they were born with or evolved naturally to get a good life insurance policy, but smokers are just speeding up the process of death on their own.

Most life insurance companies require potential policyholders to undergo a medical examination before offering them a life insurance policy. Many smokers try to hide their habit by refraining from smoking for a few days before the medical examination; while this sometimes works, it doesn’t mean the smoker is in the clear. If the smoker resumes smoking once the medical examination is over and the life insurance policy has been purchased, he or she can still be denied coverage.

Effects of Cigarettes Smoking…

The reason for this is most life insurance companies have a ‘contestable period,’ which is a set amount of time from the time the policyholder purchases the life insurance policy. If the policyholder dies during that time, and the life insurance company finds out the policyholder died from smoking-related health conditions, the company can revoke the death benefits and the family members and beneficiaries will be left high and dry.

If you can’t Stop Smoking for yourself, Stop Smoking for your family.

Author: Elizabeth Newberry

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One Billion People Died in the 21 Century

As quoted AFP, the case study t hatpublished by The Cancer Atlas and The Tobacco Atlas, said that 300 million people could be saved for 50 years if smoking activities can be reduced half.

People who have Quit Smoking

My dad’s recent health issues have really given me even more incentive to quit.

How To Quit Smoking

More interestingly he was died in June (Fire Month) and fire day. Spooky!! I reckon if he would have quitted smoking, he would be still alive today!

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